Public/Products Liability Insurance offers coverage over legal liability to third parties for damage arising as the result of an occurrence in connection with the insured’s business, premises or products against bodily injury or property damage.
Tool theft is one of the fastest growing crimes in Australia. If you woke up to find your tools stolen, could you go to work? More importantly, could you afford to buy more? Tool Insurance gives you the protection you need to ensure you can keep working, without being out of pocket thousands of dollars.
Professional Indemnity insurance can protect professionals for claims which may be made against them alleging a breach of professional duty. The most common types of claims brought against professionals involve allegations of professional negligence and/or misleading and deceptive conduct.
Cyber protection insurance is a relatively new form of cover. It’s designed to help protect your business from the financial impact of computer hacking or a data breach. If your business has a website or electronic records, you’re vulnerable to cyber hackers. In fact, it’s likely that your business will suffer a cyber attack at some stage. A cyber attack could cost your business more than money. It could also threaten your intellectual property and put customers’ personal information at risk.
A Business Package Insurance policy offers protection against a variety of risks for businesses in all industry sectors. Business Package insurance includes property, business interruption, theft, money, machinery breakdown, electronic equipment, broadform liability, glass breakage and general property.
There are two types of home and content policies offered in Australia, generally they can be categorized as Accidental Damage and Defined Events.
Defined event policy’s are a budget offering from insurers that offer cover for common events like, fire, theft and storm damage, but may not cover certain flood events, accidental damage (breakage, heat damage motor burnout etc).
Accidental damage offers a higher level of cover and will cover the common claim types. Dropping your plasma will not be covered under a defined event policy, likewise a hot pot damaging your bench and what about a cricket ball through your large lounge window
Landlords insurance is a type of cover available to residential landlords that may insure the building as well as malicious damage to the investment property that might be caused by tenants or rent default.
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You can request quotes for landlord building and content and tenant rent default